{"id":4082,"date":"2019-07-10T11:50:41","date_gmt":"2019-07-10T15:50:41","guid":{"rendered":"https:\/\/www.alltruckjobs.com\/blog\/?p=4082"},"modified":"2019-07-10T11:50:41","modified_gmt":"2019-07-10T15:50:41","slug":"ooida-insurance-is-it-right-for-you","status":"publish","type":"post","link":"https:\/\/www.alltruckjobs.com\/blog\/ooida-insurance-is-it-right-for-you\/","title":{"rendered":"OOIDA Insurance: Is It Right for You?"},"content":{"rendered":"\n\n<div class=\"kk-star-ratings kksr-auto kksr-align-left kksr-valign-top\"\n    data-payload='{&quot;align&quot;:&quot;left&quot;,&quot;id&quot;:&quot;4082&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;top&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;4&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;3.7&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;5&quot;,&quot;greet&quot;:&quot;Rate this post&quot;,&quot;legend&quot;:&quot;3.7\\\/5 - (4 votes)&quot;,&quot;size&quot;:&quot;24&quot;,&quot;title&quot;:&quot;OOIDA Insurance: Is It Right for You?&quot;,&quot;width&quot;:&quot;104.8&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}'>\n            \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 104.8px;\">\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n                \n\n<div class=\"kksr-legend\" style=\"font-size: 19.2px;\">\n            3.7\/5 - (4 votes)    <\/div>\n    <\/div>\n<p><span style=\"font-weight: 400;\">It\u2019s not a pleasant thought, but what if something <\/span><i><span style=\"font-weight: 400;\">does<\/span><\/i><span style=\"font-weight: 400;\"> go wrong while you\u2019re on the road? Even the industry\u2019s best drivers need to think about their insurance options as <a href=\"https:\/\/www.alltruckjobs.com\/blog\/becoming-an-owner-operator-ooidas-norita-taylor-interview\/\" target=\"_blank\" rel=\"noopener\">owner-operators<\/a>. Continue reading for a brief overview of OOIDA insurance and how it can help you. Once you sign up, you\u2019ll be driving care-free in no time!<img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-4084\" src=\"https:\/\/www.alltruckjobs.com\/blog\/wp-content\/uploads\/2019\/07\/OOIDA-insurance.jpg\" alt=\"OOIDA insurance\" width=\"11040\" height=\"7368\" srcset=\"https:\/\/www.alltruckjobs.com\/blog\/wp-content\/uploads\/2019\/07\/OOIDA-insurance.jpg 11040w, https:\/\/www.alltruckjobs.com\/blog\/wp-content\/uploads\/2019\/07\/OOIDA-insurance-300x200.jpg 300w, https:\/\/www.alltruckjobs.com\/blog\/wp-content\/uploads\/2019\/07\/OOIDA-insurance-768x513.jpg 768w, https:\/\/www.alltruckjobs.com\/blog\/wp-content\/uploads\/2019\/07\/OOIDA-insurance-1024x683.jpg 1024w, https:\/\/www.alltruckjobs.com\/blog\/wp-content\/uploads\/2019\/07\/OOIDA-insurance-321x214.jpg 321w, https:\/\/www.alltruckjobs.com\/blog\/wp-content\/uploads\/2019\/07\/OOIDA-insurance-140x94.jpg 140w\" sizes=\"auto, (max-width: 11040px) 100vw, 11040px\" \/><\/span><\/p>\n<h2><span style=\"font-weight: 400;\">An Introduction to OOIDA<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The <\/span><a href=\"https:\/\/www.ooida.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Owner-Operator Independent Drivers Association<\/span><\/a><span style=\"font-weight: 400;\"> (OOIDA) offers small business drivers a variety of cost-effective insurance plans. The organization\u2019s main goal since 1973 has been to fight for the rights of professional drivers like you!\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">OOIDA\u2019s founders created this association when they became frustrated with the state of the trucking industry in the early \u201970s. They realized that in order to influence lawmakers, they had to unite as a group. Hence the OOIDA was formed. Headquartered in Kansas City, the OOIDA continues to assist owner-operators, professional drivers, and smaller fleets as they face industry problems.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">OOIDA Insurance\u00a0<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Now that you know a little bit about the OOIDA and its mission, we\u2019ll move onto some of the benefits that its members enjoy.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In addition to protecting the rights of truckers around the country, the OOIDA also provides several inexpensive truck insurance plans. OOIDA insurance plans strive to save you money by offering monthly payment options instead of costly lump-sum payments and added costs.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Additional perks of choosing OOIDA insurance include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Advice from industry experts<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Many different coverage options<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Competitive rates and discounts<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Direct underwriting<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">No secret renewal terms<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">New truck rebates<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">You can explore your OOIDA insurance options on their website today and find the best opportunities for <\/span><a href=\"http:\/\/www.ooidatruckinsurance.com\/own_authority.htm\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">owner-operators with authority<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"http:\/\/www.ooidatruckinsurance.com\/leased.htm\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">leased owner-operators<\/span><\/a><span style=\"font-weight: 400;\">, and other optional coverages!\u00a0\u00a0<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Additional OOIDA Benefits<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">Medical Coverage<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The OOIDA\u2019s Medical Benefits Group offers affordable <\/span><a href=\"https:\/\/www.ooida.com\/BenefitsServices\/Services\/MedicalBenefits\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">health and life benefits<\/span><\/a><span style=\"font-weight: 400;\"> for truckers and their families. Each of the benefits offered is selected specifically for members to meet their needs. Some of these plans include <\/span><a href=\"https:\/\/www.ooida.com\/BenefitsServices\/Services\/MedicalBenefits\/dental.asp\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">dental<\/span><\/a><span style=\"font-weight: 400;\"> and <\/span><a href=\"https:\/\/www.ooida.com\/BenefitsServices\/Services\/MedicalBenefits\/vision.asp\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">vision<\/span><\/a><span style=\"font-weight: 400;\"> care, <\/span><a href=\"https:\/\/www.ooida.com\/BenefitsServices\/Services\/MedicalBenefits\/term-life.asp\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">life insurance<\/span><\/a><span style=\"font-weight: 400;\">, and <\/span><a href=\"https:\/\/www.ooida.com\/BenefitsServices\/Services\/MedicalBenefits\/OccAcc\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">occupational accident<\/span><\/a><span style=\"font-weight: 400;\"> coverage.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Retirement Plan<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The OOIDA Retirement Plan is designed to meet the needs of small-business truck drivers. Regardless of who you drive for, this plan helps you start saving for retirement. This plan offers time-flexible saving options and tax-deductible contributions of as much as $12,000 a year!\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Driver Assistance<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Business assistance is another benefit that OOIDA members enjoy. The organization will happily share its expertise to help drivers navigate difficult issues within the trucking industry. Trucking professionals are available daily to answer questions regarding anything from safety tips to federal regulations.\u00a0<\/span><\/p>\n<h1><span style=\"font-weight: 400;\">So, Is OOIDA Insurance the Right Choice for You?<\/span><\/h1>\n<p><span style=\"font-weight: 400;\">So far, we\u2019ve covered the many benefits and services of the OOIDA. These include OOIDA insurance, health care coverage, retirement savings, and business advice. In addition to these benefits, members also have access to discounts, identity theft management and resolution services, and drug and alcohol testing. This brief overview gives you an idea of what you can expect from working with the OOIDA, so now it\u2019s time to do some of your own research.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You can do some more research online and also ask your friends in the industry about the insurance plans that they have. You want to focus on finding an organization that will fit your personal needs as a driver. So, start utilizing your connections to discover if signing up for OOIDA insurance really is the best option for you. Best of luck, and drive safely out there!<\/span><\/p>\n<blockquote><p><span style=\"font-weight: 400;\">Do you have experience with OOIDA? What are your thoughts on the quality of their benefits and services? Is there another provider you would recommend instead? Help your fellow drivers out by sharing your experiences in the comments section below!<\/span><\/p><\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>It\u2019s not a pleasant thought, but what if something does go wrong while you\u2019re on the road? Even the industry\u2019s best drivers need to think about their insurance options as owner-operators. Continue reading for a brief overview of OOIDA insurance and how it can help you. Once you sign up, you\u2019ll be driving care-free in [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4084,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[43,153],"tags":[915,916,703,917,645,701,918,45,4],"class_list":["post-4082","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tips-and-tools","category-trucking-organizations","tag-driver-insurance","tag-health-insurance","tag-insurance","tag-insurance-options","tag-ooida","tag-owner-operator","tag-owner-operator-independent-drivers-association","tag-truck-driver","tag-trucking"],"_links":{"self":[{"href":"https:\/\/www.alltruckjobs.com\/blog\/wp-json\/wp\/v2\/posts\/4082","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.alltruckjobs.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.alltruckjobs.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.alltruckjobs.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.alltruckjobs.com\/blog\/wp-json\/wp\/v2\/comments?post=4082"}],"version-history":[{"count":5,"href":"https:\/\/www.alltruckjobs.com\/blog\/wp-json\/wp\/v2\/posts\/4082\/revisions"}],"predecessor-version":[{"id":4088,"href":"https:\/\/www.alltruckjobs.com\/blog\/wp-json\/wp\/v2\/posts\/4082\/revisions\/4088"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.alltruckjobs.com\/blog\/wp-json\/wp\/v2\/media\/4084"}],"wp:attachment":[{"href":"https:\/\/www.alltruckjobs.com\/blog\/wp-json\/wp\/v2\/media?parent=4082"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.alltruckjobs.com\/blog\/wp-json\/wp\/v2\/categories?post=4082"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.alltruckjobs.com\/blog\/wp-json\/wp\/v2\/tags?post=4082"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}